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On the road

Accidents, saman, insurance, and your car — including who is actually at fault.

Fault on Malaysian roads is rarely as automatic as coffee-shop wisdom says — rear-end crashes, double-parked cars, emergency-lane cilok and car-versus-motorcycle collisions all have case law splitting the blame. These guides cover what to do at the scene, the police-report window your insurer treats as a 24-hour cliff, your NCD, saman discounts and JPJ blacklists — plus the odd-but-common ones: sambung bayar, ambulances at red lights, and whether a child can be sued.

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